Kids and saving money

Length: 2 Pages 515 Words

In today’s society, there are numerous goods, services, and activities available to our youth and with the desire to have it all, they have neglected to save and plan for the future. Much of today’s youth have parents that work, leaving little time to spend with their kids making friends and extra activities more important. It gives them freedom in their spending habits. Kids love to buy brand-name products, the latest fashions, and newest trends in electronics. Parents should start by making kids earn money and not just giving it when needed or wanted. They must differentiate between necessity and luxury. Many kids do not have responsibilities at home that earn them an ‘allowance’. Their parents never say no to anything. They don’t feel spo Continue...

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These kids are members of a generation that has grown up without knowing anything but prosperity. And as families get smaller, there is more money to go around. It's not born of things that are substantive in life. Is what they want today more important than what they are saving for tomorrow After being given time to think, they will understand choices and results of their spending actions. iled and are just like everyone else. Ted Feinberg, assistant director of the National Association of School Psychologists says, "I have seen many young adults who think they can buy happiness. Just like a narcotic junkie, they are going from high to high, only 2 it's a synthetic high. In the end, it is going to leave them feeling hollow. Adults need to teach children to plan for their future so in their retirement years they can enjoy financial freedom and be able to live within the means and resources they have established. Studies during the late '90s have shown that this generation is living a life beyond their means. Parents should let their kids take part in managing their savings accounts and weekly allowances. By giving allowances, they learn to live within what they have, save for a big expenditure, and prioritize their spending. If children see their parents spending foolishly and irresponsibly, they will not have a stable financial basis from which to learn. In some cases, I view these people as consumer junkies.


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