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Alternative to Social Security

Saving for your future an alternative to social security

Specific Purpose: To persuade the audience to start saving for their retirement

Central Idea: Starting early to save for future has many benefits over Social Security

I. (Attention Getter) Only 1 person, out of the 20 responses I got from the survey have started planning for their future.

A. This is understandable because most of us

probably think that worrying about social security at our age is

B. Because we are high school students, our school

schedule only allows us to work part time.

C. The one person that has started saving for their retirement is 32 years old, she currently works full time, attending two college classes and has a child. She is participating in her employer's profit sharing program or 401K plan. And this woman also owns stocks. She already has a good start on her future.

II. (Credibility Statement) I myself have started saving for my future by starting an IRA account, trading stocks and looking forward to purchasing my first home, I’m only seventeen years old.

III. (Reveal Topic) you simply cannot rely on Social Security to support you in your "Golden Ye

. . .

IRA stands for Individual Retirement

Account

3. Basically, what you can do with this

type of an account is deposit a maximum

of $2000 every year and you will earn interest on it. At age 65, the account value of your investment will be $170,030 and

only $122,346 for your friend. The commission rates are relatively cheaper than hiring a real broker. People don't know their rate of return on their Social Security taxes. This is a long-term investment so you will be penalized if you take your money out before you are 59 ½ old. 74 percent and that’s if the earner was born in 1932.

(Transition: So let me start by discussing Social Security and why it is does not work). You can even start saving now to pay for a future child.

Approximate Word count = 1611
Approximate Pages = 6 (250 words per page double spaced)

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