A. Today is the big day. You have been saving for several months for a down payment to purchase a new car. You go to the dealership, pick out the car and fill out all the required paperwork. You start daydreaming about driving off the lot when the finance manager comes in and says the one word you were not expecting, DENIED. You have no idea what is going on because you know you have perfect credit. After some time consuming effort, you realize you have become a victim of identity theft.
             B. The purpose of my speech is to inform the audience about identity theft.
             C. Identity theft can happen to anyone in this room. Your roommate, friend, total stranger or relative can gain access to your personal information. If you plan on applying for a student loan or purchasing a car or home, you should listen carefully to this speech.
             D. I was almost a victim of identity theft. Several years ago someone stole my checkbook. The person who found it started writing checks from my account to purchase a few very expensive items at my expense. I had no idea this was happening until I went to the ATM to withdraw money. I called my bank and found out that my account was $2000.00 overdrawn. Fortunately, I reported it the police in a timely manner and they were able to apprehend the person before more damage could be done. The police told me about identity theft and how lucky I was. After the incident I started doing research on identity theft so I could prevent it from happening again.
             E. Today I will inform you of several aspects of identity theft. First, I will talk about how identity theft happens. Next, I will tell you how to minimize your chances of becoming a victim. Lastly, I will discuss several steps you can take if you become a victim.
             b. Thieves plunder through you mailbox and/or your trash
             B. Minimizing your chances of being a victim
             a. Request a copy of your current credit report
             b. Properly dispose or...