Identity Theft
A. Today is the big day. You have been saving for several months for a down payment to purchase a new car. You go to the dealership, pick out the car and fill out all the required paperwork. You start daydreaming about driving off the lot when the finance manager comes in and says the one word you were not expecting, DENIED. You have no idea what is going on because you know you have perfect credit. After some time consuming effort, you realize you have become a victim of identity theft.B. The purpose of my speech is to inform the audience about identity theft.C. Identity theft can happen to anyone in this room. Your roommate, friend, total stranger or relative can gain access to your personal information. If you plan on applying for a student loan or purchasing a car or home, you should listen carefully to this speech. D. I was almost a victim of identity theft. Several years ago someone stole my checkbook. The person who found it started writing checks from my account to purchase a few very expensive items at my expense. I had no idea this was happening until I went to the ATM to withdraw money. I called my bank and found out that my account was $2000.00 overdrawn. Fortunately, I reported
I hope each and every one of you will take the information provided today to heart. Today I talked about identity theft and several ways to protect yourself from this damaging crime. The third and final step is to notify and file a report with the local law enforcement office and the law enforcement office in the areas the identity theft happened. Identity theft is a very serious matter. Thieves plunder through you mailbox and/or your trashB. Identity theft is a very serious crime and can ruin your perfect credit for a very long time. Now that I have spoken about how identity theft happens and ways to minimize your chances of becoming a victim, I will now talk about steps to take if you do become a victim. Minimizing your chances of being a victima. I think you may want to make some major purchases on credit sometime during your life. You can request an ID Theft Affidavit or a fraud dispute form to dispute all charges, ATMs or debit card purchases. One of the first things you can do is order a copy of your credit report every year from the top three credit bureaus. The second step is to close all accounts you didn't open or the ones you think have been affected by the theft. Next, I will tell you how to minimize your chances of becoming a victim. Tell them you have become a victim of identity theft and ask them to put an alert on your account. Today I talked about identity theft and several ways to protect your self from this damaging crime.
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Acceptance Essays
