There are many different levels of monetary wealth as well as poverty, almost all of which are subjective. While some may feel perfectly comfortable at a certain financial level, others may find it unlivable. I believe this view is developed primarily in one's childhood and adolescence and is influenced by a number of factors: the amount of wealth one was exposed to as a child, how self-indulgent or irresponsible one is, or how much one feels he needs to survive minus superfluous extravagancies-the latter two are most often influenced by the first. Whether one is born moderately rich, middle-class, or poor, I believe he sustains the spending habits he learned in his childhood and adolescence throughout his lifetime through his invariably differing financial states. However I believe there are two exceptions to this rule. If one is raised either very rich or very poor and he experiences a drastic change in his financial state during his adulthood, he most often adapts to this change and adjusts his spending habits accordingly, though his state of mind may never change.
             Those who are born moderately rich usually are given many advantages in their childhood and adolescence such as good schooling and plenty of both necessary and extraneous material goods. In this sense they are relatively spoiled. All of their needs and most of their wants are taken care of. They are given the best, and after time come to expect it. Wealthy children develop a sense of entitlement that they often carry with them into their adult lives. If their financial state changes when they go out on their own, which it often does, the sudden lack of every material desire at their fingertips can be very difficult. Even once they settle into their routines, they may feel deprived. Though they are middle-class, they may feel poverty-stricken. If their spending habits do not adapt to their new situations, they could go into debt, though often their rich parents wi...