service limits, such as outpatient visits, or cost sharing, such as deductibles.
             Therefore, this measure applies to larger employers that, as of January 1, 1998, have provided some level of mental health coverage in their insurance plans. The bill does not mandate mental health coverage. If an employer, however, can show that their costs have risen by more than 1 percent, as a direct result from compliance, they can become exempt from the provisions.
             Additionally, existing strong state parity laws are not preempted by the federal law (i.e., a state law requiring mor
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