Some fortunate people have started with nothing and gained the whole world at their fingertips. However, they didn't achieve a billion dollar bank account overnight. They had to earn a little, save and earn a little more. It takes money to make money! Saving money has become an archaic practice and presents itself as a significant problem to today's youth. Culture presents money as a necessity for social mobility. Social pressure encourages youth to spend and challenges them to save money.
             To begin with, teenagers have very limited sources of income. The average parent doesn't have income adequate enough to supply the child's every desire. The parent pays for a house, a car, insurance, groceries and much more. Excess monetary funds, if any are available, must be distributed wisely. If the child is given any allowance it will unlikely be enough to pay for the many objects today's youth is compelled to buy.
             So let's say a teenager becomes employed at a diner or movie theater. Pay is likely to be close to minimum wage, considering they have less experience in the work force. Laws of labor limit the number of hours and times minors can work. The challenge of obtaining enough hours is elevated by managing time to work between sleepless nights of study, demanding sports practices, and any extracurricular activities, including clubs, community service, bands, or hobbies. Most teenagers possess some ambition to have a little part in everything. It is strenuous to fit work into such an extensive schedule.
             If a person ends up with a little extra money in their hands, it doesn't remain there long enough but to say "goodbye." Money is so hard to hold on to because there are so many things to pay for. School brings up so much costs such as lab fees, field trips and general supplies; not to mention the costs of clubs and sports. A complete soccer outfit can easily amount to on...