ownership, money in the bank, real estate or business ownership, minus the debt held at a particular time. Resources can include anything of economic value bought, sold or invested to bring in economic return. Income refers to a steady flow of dollars through salaries, wages, or payments regularly received as return from an occupation (job), investment or government transfer. Many critics argue that income can substitute for wealth, assuming that the two means present different sides of the same coin since substantial wealth generates high income and high income creates high degrees of wealth.
             How is income distributed in the United States? According to Melvin L. Oliver and Thomas M. Shapiro, authors of Black Wealth/White Wealth, the top 20 percent of earners receive 43 percent of all income while the poorest one fifth of the population receives a scant 4 percent of the total income (41). The distribution of wealth and asset accumulation is even more unequal than the distribution of income. According to Claude
             Anderson, author of PowerNomics: The National Plan to Empower Black America, "true racism exists only when one group holds a disapropriate share of wealth and power over another group, then uses those resources to marginalize, exploit, exclude and subordinate the weaker group" (10). Studies done by Oliver and Shapiro comparing the wealth of blacks and whites have found that blacks have anywhere from $8 to $19 of wealth for every $100 that whites possessed. Blacks owned only 3% of all accumulated wea
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