alling cards, birth certificates or passports. This information enables the identity thief to commit numerous forms of fraud: to go on spending sprees under the victim's name, to take over the victim's financial accounts, open new accounts, divert the victim's financial mail to the thief's address, apply for loans, credit cards, social benefits, rent apartments, establish services with utility companies, and more.
             An examples of Identity Fraud could consist of the selling of your name, address, Social Security number and other identifying information, including driver's license number, ATM number and other key pieces of an individual's identity. Then, the information could be sold by dishonest employees of retail stores, hotels, restaurants, credit bureau, mail order houses and even financial institutions and government agencies. The result could be a flood of solicitation mail from catalog retailers, insurance marketers and credit card companies. Also, crooks will watch for junk mail offering low rate credit cards. They will lift the solicitations from your mailbox, business, or trashcan and apply in your name, but write in a different address. The credit card and all subsequent statements would go to the other address. You would never know what hit you until you get the first intruding phone call. Another example of Identity Fraud is Somebody obtaining your credit information and then using it to get a host of high limited credit cards. The identity thief will masquerade as you and open fraudulent accounts in your name, change the address on your credit card and take over accounts you already have. He/she will run up huge bills and leave you with the mess. The thief will spend as much money as possible in as short a time as possible before moving on to someone else's name and account information. Victims will have been left with a damaged reputation, bad credit reports and could spend months or even years trying to regain their fi...