ed obstacle, "employers will strive
             to push their employees into the least expensive
             insurance program in order to cut costs and remain
             competitive" (Gervais). Employers tend to favor
             managed care organizations because of their
             cost-cutting strategies. Doctor Robert P. Gervais,
             member and Board of Director of Physicians Who Care,
             explains MCOs' cost-cutting approach: "...managed care
             instruments promise to rein in medical costs by paying
             doctors, hospitals, and nurses more money to do less
             for patients...When fewer health care services are
             provided, health care costs should go down. It is
             clear that patients lose under a managed care system"
             (Gervais). Employees are also usually limited to the
             choice of one health plan-that which their employer
             chooses to provide (The Center for Patient Advocacy).
             This is unfair to employees because they cannot shop
             around to find a health plan that would best suit
             ...