closeness, and emotional support. Finally, conflictual independence explains the freedom from excessive guilt, anxiety, and resentment. (Lapels, p.286).
             As adolescents begin to explore their new independence, there is room for some significant problems and concerns. Since these students are just beginning their collegiate lives, there are some extreme differences from high school that will be observed and internalized. First, college isn't free. One of the most problematic adjustments to higher education is that there are drastic increases in financial costs. Until now, education, books, and other school related costs may have been provided for the student or were the responsibility of others. Tuition, lab fees, parking fees, books, testing materials, school supplies, and many other expenses become the student's responsibility. Financial issues may also include living arrangements, car payments/insurance, credit cards, student loans, grants, savings, and scholarships begin to occupy the adolescent's thoughts.
             In order to facilitate their financial needs, adolescents must become assertive and research what resources are available to them. This would include visiting the financial aid office, applying for various grants and loans, and using the Internet to assess options. Seeking out scholarships is also an often-overlooked financial resource. Many first-time college students are unaware of the abundance of scholarships and where to go to find them. Also, adolescents should pay a visit to their personal banks. There are many banks that offer checking accounts with no monthly service charges, and offer low-interest credit cards for college students.
             Times have also changed from when a child would follow in the footsteps of their parents regarding career choice. Today, adolescents have limitless career choices and opportunities available to them. There is only one problem, many new college students are still sea...