This article is about keeping your personal debts in control. Thousands of people
             called USA Today's debt buster Hot Line to seek advice on there current financial
             situations. The article showed some of these peoples questions and it tells the advice that
             was given. Some of the questions included were "How do I get that low interest rate
             back? How come my interest rate jumped up with only one late payment? How come my
             bill doubled when it went to a collection agency? And how can I get a free copy of my
             I read the article and it helped me learn the tricks that these credit card
             companies try and pull. I never knew that my interest rates could go up when I missed
             My roommate and I were looking into getting a new house in
             Colorado. Upon looking into our credit history we found that it would be hard to get
             approved for a home mortgage. I have learned that there are companies that could help
             you consolidate bills and would make it easy for me to get a house. I think that I will do
             I think that a consolidation would help me get caught up with all of my payments
             for my motor cycle, insurance, and car payments. I think that the best way for me to
             control my spending is for me to cut up all of my credit cards and tell the companies to
             close my accounts. If I want to buy something I will pay cash for it, and if I don't have
             the cash, then I won't get it.
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