s funny to creditors.
             • Don't fill out the information on warranty cards. There's no reason you should have to tell these people your life story, especially because they could sell that information.
             • Talk with your employer and your accountant about how your files are handled. Can just anyone access personal information from your files? Does your company protect its computers with firewalls? Where are your personnel files kept? Be careful with pay stubs as well. They contain all of your valuable information.
             • If you receive a call from a company asking for your credit card number or other personal information, just say "no!" This is a very popular scam.
             • While shopping online, only buy from secure sites. Read a site's privacy policy about sharing your information. If you're uncomfortable with the policy, don't do business there. If you don't feel safe using its server, call in your order.
             • Delete cookies off your computer at the end of the day or week. Cookies create a profile of where you go on the Internet.
             • Use firewalls on your home computer so it can't be hacked. For more information on hacking and viruses read "Five hacking and virus protection tips."
             • Your e-mail is not safe. Don't put something in there you wouldn't write on a post card. Your e-mail and voice-mail at work are your company's property, so don't leave personal information on either system.
             Be careful about giving out your personal information. For example, don't give out personal identifying information (SSN, date of birth, mother's maiden name) to someone over the phone (or the Internet) when you haven't initiated the transaction. And don't carry your Social Security card (or your children's SSNs) in your wallet.
             Put passwords (NOT your mother's maiden name) on credit card and bank accounts
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